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Welcome to A Second
Office
Dear Shay,
We turn the clocks back one hour
tonight. You know what that means, don't
you? The holiday season is quickly coming
upon us and we only have two more months until the
close of 2008. The City of Boulder has
already begun putting up the white holiday lights
on the Downtown Mall and pretty soon the ice
skating rink will be open in time for
Thanksgiving. I don't know about you, but
one of the stresses of the holiday season is
sending out Thanksgiving and Holiday cards.
No, problem. There's no need for you to
stress about this one; A Second Office has you
covered. We can help by setting up a SendOutCards account and have ALL
of your holiday cards ready (even with your own
photo), now, to be automatically mailed on time
for the holidays. No stress or
worries. There is a lot to cover in the
newsletter this month. I have invited guests
to submit articles that would be beneficial to
expand our knowledge base. If you have an
article that you would like to submit to be
included in a future newsletter, please email them
to Michele. This month's
guest article is submitted by Jennifer Patchen of
Mutual of Omaha. And, if you do find
something of interest that a friend or colleague
might find useful, I encourage you to select this
link and forward the newsletter to them.
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Home-Based 100
Competition 
A Second Office is very excited to
announce that we are "On Fire"
according to the Popularity Meter at the StartUp
Nation Home-Based 100 Competition.
Thanks
to all of you who have cast your vote for A Second
Office to become known as one of the top Recession
Buster companies.
Voting has closed Friday,
October 31st. That means by mid-November we
will be receiving the final results from StartUp
Nation on the winners. Keep your fingers
crossed and stay tuned!
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Long
Term Care Insurance for Small
Businesses
It's undeniable:
People are living longer than ever. Medical
advances now allow many people to live into their
90s and beyond. So, isn't it reasonable to assume
that if you live long enough, at some point you
will need care? The question is, how will you pay
for it?
Many retirees rely on Medicaid. But
only people with low incomes and few assets
qualify for Medicaid. After spending all those
years building your business and saving for your
retirement years, do you want to plan for poverty
and watch it all disappear?
Qualified
long-term care insurance may be the solution. In
the same way you insure your car or your home, you
can insure for the possibility that if you need
care, your expenses will be paid. As an added
bonus, if you are self-employed you may get a tax
break just for paying your premiums.
For
example, if you own an "S" corporation,
partnership or limited liability company, you may
be entitled to receive a deduction for the
premiums you pay, up to certain "eligible premium"
amounts specified by the government. These amounts
vary by age and are adjusted yearly for inflation.
If you own a "C" corporation and work for the
company, your deduction may not even be limited to
the eligible premiums.
What about your key
employees? Surely those employees who are vital to
the success of your business would value the peace
of mind that long-term care insurance provides.
Long-term care insurance may help you keep your
best employees from leaving for other companies to
which they might be attracted.
Better yet,
the premiums you pay for your employees may get
even more favorable tax treatment than the
premiums you pay for yourself. Premium for
employees can be deducted and aren't subject to
the eligibility limitations noted above.
Therefore, the business gets to deduct the
premiums and the employees aren't
taxed.
The bottom line: Securing long-term
care insurance for yourself and your key employees
may be just what you need to keep your top talent
- and your peace of mind.
By:
Jennifer Patchen, Mutual of Omaha Insurance
Company
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Broomfield Chamber Blood
Drive
As a Broomfield Chamber member, A Second
Office is sending out a call to our friends,
colleagues and clients to donate blood.
Each week, Bonfils Blood Center needs more
than 4,000 donors to meet the needs of our
community and to be prepared in case of an
emergency. Donating blood typically takes
less than an hour. The blood drive will
continue through November 15, 2008. Your
donations can be made at any Bonfils Donor Center
using Group #5775. For a Donor Center
nearest you, click this link.  | |
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Holidays
Daylight Savings
Time Ends
Veteran's Day
Thanksgiving
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Welcome New
Clients
This is a new section that I
have decided to include in our
newsletters.
To find out more about our
clients, you can view a complete list, by clicking here.
I encourage you to use their services when you can,
after all you will still be working with A Second
Office. Welcome ... - Living Well
Transitions- Heidi Winquist,
D.D.S.
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